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Speed
Transactions are processed in real-time.¹
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Simplicity
An improved customer experience to enable instant payments to all eligible U.S. debit or prepaid cards.
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Security
A safe way to pay your customers, backed by Visa’s leading payment security.
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Scale
The support of Visa’s trusted expertise and capabilities to help you as you launch, grow, or enhance the payment experience for your customers.
¹Actual fund availability varies by financial institution. Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.
Funds disbursements
Visa Direct offers fast and efficient funds disbursement options for a variety of different applications including:
- Reimbursements
- Refunds
- Rebates
- Payouts
- Loan distributions
- Government disbursements
Person-to-person payments
Visa Direct’s real-time¹ payment capabilities open up new, more convenient payment experiences for many different use cases, including:
- Paying friends and family
- Splitting bills
- Paying contractors and freelancers
- Sending remittances
- Account transfers
¹Actual fund availability varies by financial institution. Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.
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Healthcare
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Property + Casualty
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Sharing economy
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Online marketplaces
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Lotteries + Gaming
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Financial institutions
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Businesses

Government
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Life insurance
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Contract staffing
¹Actual fund availability varies by financial institution. Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.