Visa contactless

Quicker and more convenient than cash

How it works

No swiping necessary

Look for the symbol

Look for the symbol at checkout.

Wave your card or device

Wave your card or device in front of the reader and wait for confirmation.

Collect your purchases

You may ask for a receipt if you want one. Otherwise – you’re all set.

Benefits

Convenience and security

With Visa contactless, you don’t even need to enter your PIN number to pay. Since you keep hold of your device throughout, there is lower risk of fraud than with traditional swipe technology.

Products

A flexible range of Visa contactless devices lets you use Visa contactless however you choose.

Visa Card

Alongside the convenience of Visa contactless technology, the card also includes a magnetic stripe for traditional payments.

Visa contactless for mobile

You don’t need your card to use Visa contactless on your mobile phone. Eligible devices allow you to wave and pay with just the contactless app.

Q + A

Want to know more? Click to expand any of the questions below for additional information about Visa contactless.

: Get in touch with your financial institution to see if Visa payWave is an option for you.
: You can use Visa payWave at any merchant displaying the Visa payWave symbol on the terminal readers.
: Your financial institution should disclose any applicable fees during the application process.
: Visa payWave transactions are just as secure as magnetic stripe transactions and are processed through the same reliable payment network. And, because you remain in control of your payment device during Visa payWave transactions, the risk of fraud is reduced.

: To authorise a payment, you must wave your card or Visa Micro Tag directly within 2.5 to 5 cm (1 to 2 in) of a secure reader that accepts Visa contactless payments. It also has to be correctly oriented for the transaction to go through. Only readers at authorised merchants can process the information on the Visa Micro Tag and Visa cards with Visa contactless.
: The Visa contactless feature provides cardholders with the same protections as standard Visa cards. You'll enjoy the peace of mind that comes from multiple layers of Visa security, including Zero Liability, which protects you from fraudulent use of your card or account information.

Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorised use. Contact your issuer for further details.
: The Visa Micro Tag is Visa’s first payment device designed exclusively for Visa contactless payments. It is far smaller than a traditional card - small enough to hang on your key ring. Shortwave radio technology is embedded inside a durable key fob, so that it’s even easier to get to your payment device.
: No. Visa contactless is an added feature that financial institutions may offer to their Visa cardholders.
: Visa contactless is a form of chip card technology. Like chip cards, it uses an advanced computer chip embedded in the card’s plastic to perform secure transactions.
: Learn more about Visa contactless from the following participating financial institutions:

Amegy Bank

Arvest Bank

Barclaycard US

BB&T First

Internet Bank of Indiana

INOVA FCU

JM Associates Federal Credit Union

PNC Bank

SunTrust

Wells Fargo

Zions Bank
: First, make sure that the merchant accepts Visa contactless – you should see the Visa contactless symbol on the payment terminal. If the merchant accepts Visa contactless and the transaction still fails, Visa card and Mini Card users can swipe to pay, since both of these devices have magnetic stripe functionality in addition to Visa contactless.

Interested in Visa contactless?

Contact an issuer to see if contactless is an option for you.

Find a provider